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Whether to buy a new or used car is a question that is as old as automobiles themselves. A new car comes with a multi-year warranty, but is more expensive and suffers depreciation once you get off the lot. Used cars are less expensive, but you’re never quite sure what problems you might run into. One good way to make sure you’re getting a quality used car is to buy it from a dealership recognized for excellent customer service. The Chapman Las Vegas dealerships certainly fit that description, but here are some other things to consider when buying new or used.
Easier to Buy New With Little Down
Although the finance pros at Chapman Las Vegas make buying any car easy, it is sometimes less of a problem to buy a new car with little down than it is used. That’s because manufacturers often have rebates or special finance deals that make it simpler to get into a new car. Keeping an eye out for special finance incentives can often bring the monthly cost of a new vehicle in line with a used car payment.
What Are Your Maintenance Skills?
Cars start to wear out over time, so used cars are naturally going to require more maintenance and repair than a used car. Also, used car warranties are usually much shorter than new cars. If you have some car maintenance skills, you can save some money by getting a used car that needs a little tender loving care. If a wrench is a foreign object to you, perhaps it would be better to get something new.
Love That Smell
Getting a new car smell is one reason many people have for buying new. It may seem trivial, but getting something directly from the factory that hasn’t had people eating in it or carrying their pets around can be a very big deal. New cars also generally have more technologically advanced safety equipment as well as the latest gizmos like Bluetooth connectivity, Wi-Fi and wireless charging, as an example.
Insurance is Cheaper on Used
One of the main factors in the insurance charged on a vehicle is the cost of replacing that vehicle. It stands to reason that insurance will be much cheaper on a $10,000 car than it is on a $40,000 vehicle. While you may be able to get a payment on a new vehicle close to that of a used car, the cost of insurance may drive the overall monthly price up quite a bit. The good news is that the Chapman Las Vegas dealerships have a wide variety of new and used inventory from which to choose. Stop by at any of the dealerships today to experience superlative customer service while you make your selection.
When it comes to buying a new or used vehicle, there are a lot of things to keep in mind. Some of them are completely logical, such as how far you drive in a year and how much you can afford. Some are completely illogical, including the thrill you get from that new car smell. Whether you decide you want a new or gently used vehicle, the Chapman Las Vegas dealerships have a huge inventory from which to choose.
Warranty a Big Consideration
Depending on the company, a new car generally has a limited bumper-to-bumper warranty that covers all major components for anywhere from 3 years and 36,000 miles to 5 years and 60,000 miles. If you like changing cars every few years, a 3-year lease will mean your vehicle is always under warranty and you won’t ever have to pay for major repairs. Conversely, for a couple of thousand dollars you can usually get an extended warranty on a used car that covers the same items. Just remember that today’s cars are a bag of complicated technology that can be expensive to repair.
Price and Depreciation Something to Think About
Used cars are naturally less expensive than new cars and the depreciation that happens when you drive off the lot has already happened to someone else. New car prices may vary, but you always have a window sticker with a manufacturer’s suggested retail price to use as a point of comparison. Dealerships can charge what the market will bear for a used vehicle, so make sure you do your research utilizing websites like edmunds.com and kbb.com to get a good starting point as to what a vehicle is worth.
Insurance is Not a Minor Point
Depending on your driving record and the vehicle in question, the monthly cost of insurance can cost as much as the car payment. If you buy a $60,000 luxury car, expect a luxuriously high insurance payment. Conversely, if you buy a used vehicle with 50 or 60,000 miles on it, the insurance will be much less expensive. If you don’t finance a vehicle, you always have the option of obtaining only liability insurance. That means you’ll pay for the other guy’s damage if the wreck is your fault, but you’ll be out of pocket for whatever damage is done to your vehicle.
Pick the Car That’s Right for You
Whether you decide to purchase a new or used vehicle, make sure you pick the vehicle that you want. You’ll probably be driving it for a minimum of 3 years, so to get something you’re not happy with doesn’t make sense. The Chapman Las Vegas dealerships have a huge inventory of new and used cars from which to select. Their finance wizards will help you get the best payment and give you all the information on extended warranties to protect your investment for a long time to come.
With two locations offering a choice of new and used inventory, and two other locations specializing in pre-owned gems, the Chapman Las Vegas group of car dealerships provides a wide selection of inventory for people seeking a new ride. Whether you want an economical commuter vehicle, a large SUV or a workhorse pickup truck, Chapman Las Vegas offers the inventory, customer service and weekly specials to put you in the vehicle of your dreams.
Chapman Warm Springs Helps Build Credit
Had a few setbacks in the credit department? The finance pros at Chapman Warm Springs in Henderson would love to talk to you about a program that will rebuild your credit. You can select from any of hundreds of gently used vehicles on the lot directly from the Warm Springs website, then come in for a test drive and make a deal. The Warm Springs website also has a convenient pre-approval form to get the ball rolling and help the finance people get your loan processed. Now’s the time to use your tax return as a down payment and get out of that old clunker.
Chapman Chrysler Jeep Has Tax Time Specials
Spring not only means the flowers are blooming, it’s also the time where many people get a healthy tax refund. What better way to use that money than picking up a new Chrysler or Jeep at Chapman Chrysler Jeep. This dealership offers both new and used vehicles, along with an outstanding Certified Pre-Owned program that gets you in the late model car of your choice that’s gone through a thorough inspection. The CPO program at Chapman Chrysler Jeep also offers a warranty on each vehicle, so you’ll drive off the lot with peace of mind.
Value Center Rolls Out Red Carpet for First Time Buyers
The pros at Chapman Value Center value repeat customers, but they really enjoy making the car buying experience easy for first time car buyers. There are no predatory salespeople here, just friendly advocates who let you look over the lot at your leisure but are always ready to answer any questions or help you with a test drive. A quick look at the Value Center website shows 286 vehicles in stock. That number fluctuates a bit as cars come and go, but you know you’ll always have plenty of choice at this gem in the Chapman Las Vegas dealership lineup.
Step Right Up for Muscle Cars and Trucks
Finally, Chapman Las Vegas Dodge is your home for the entire Ram truck line, as well as the popular Dodge Challenger and Charger muscle cars. Head to the Chapman Las Vegas Dodge website to peruse the new and used inventory, apply for a loan, or set up a maintenance appointment at the service center. Chapman Las Vegas Dodge is a five-star dealership that puts the customers first. Stop by today to take advantage of this week’s specials.
AEV Creates Total Off-Road Driving Experience
Chapman Las Vegas is your one-stop shop to get the specialized American Expedition Vehicle (AEV) conversions that turn a regular 4×4 into an off-road monster. From an aggressive front bumper that offers extreme protection and style to high quality materials on the interior that stand up to years of off-road abuse, AEV conversions create a standard of excellence that show your serious exploration side. AEV starts with a powerful pickup, such as the Ram 3500 Big Horn, or an iconic Jeep Wrangler, than adds the parts that work together to give you the world’s premium off-road vehicle, whether you’re planning on driving the back roads of the Nevada desert or have some more serious territory on your exploration agenda.
Rear Bumper Serves a Purpose
AEV has put a lot of thought into all the components that go into one of their conversions, but the rear bumper may be the most innovative and impressive. Along with offering your vehicle maximum protection, the AEV rear bumper provides a place to carry oversized tires, extra fuel, an off-road jack and shovel. Rear corner guards are a special optional touch that provide more protection when you get out on the trail. The hood is another innovative touch from AEV, with a domed heat reduction feature that keeps your engine cool on even the hottest Nevada day.
Big or Little, the Lift is Up to You
AEV conversions have lifts ranging from two to 4.5 inches, accommodating tires as large as 37 inches. Of course, the higher the lift, the more ground clearance you have and bigger tires deliver more grip. The lifts all work in conjunction with the dual sport suspension system that offers more articulation than normal for four-wheel drives. This helps when you’re crawling over large boulders or trying to cross tricky crevices that eat most four-wheel drive vehicles.
Chapman Las Vegas Known for Customer Service
All the Chapman Las Vegas dealerships are known for their customer service, offering a caring and knowledgeable sales team that is ready to answer any of your questions, whether they be about AEV conversions or any other vehicle. Chapman’s large inventory ensures you’ll find the vehicle that suits your needs at a price you can afford. Weekly sales and lease specials help keep payments in an affordable range. Chapman’s finance experts will work with you no matter what your credit history may be, ensuring you’ll be able to take home the vehicle of your dreams.
‘Depend’ is Not One of its Abilities
One of the most important features of any vehicle is dependability. If you find yourself saying a prayer, rubbing the head of a red-headed boy and reciting a good luck mantra every time you step into your vehicle, it might be time for a trade-in. No one likes a car payment, but the lease and financing deals at any Chapman Las Vegas dealership are surprisingly affordable, and usually much less than the monthly bills at the local auto parts store. Have credit problems? The finance pros at Chapman Las Vegas have plenty of contacts to help you get an affordable loan.
Safety is a Prime Consideration
So your 1985 Chevy has served you well. It’s taken your kids home from the hospital, hauled them to soccer practice and was where you got your first kiss. It is also dangerous. Safety technology has improved vastly in the last 30 years, with strategic airbag placement, smart chassis design and driver assistance features that help avoid collisions. Something to think about.
Is it Time for Expensive Maintenance?
So, you’ve just passed the 150,000 mile mark and your Yugo is living on borrowed time. It needs tires, a timing belt, new windshield, an alternator and gosh knows what else. There’s an old saying “don’t chase good money after bad.” Before you spend a couple of thousand fixing up the old wreck, see what that type of down payment can get you at a Chapman Las Vegas dealership. One tried and true formula according to edmunds.com: “If the cost of repairs is greater than either the value of the vehicle or one year’s worth of monthly payments, it’s time for another vehicle.”
Peace of Mind is a Good Thing
You’d really like to go on some day trips; maybe go see the Grand Canyon, maybe head up to Aunt Lucy’s house in Reno, but you’re just not sure the old boat will get there without a problem. Trading your car in on a new vehicle gives you at least a 3-year, 36,000 mile bumper-to-bumper warranty along with free roadside assistance if you get in a jam. It’s better to part with your car when it’s still running than to wait and have to call a tow truck.
You Know Your Mechanic’s Kids’ Names
Have you spent so much time at your local service station that you not only have a first name relationship with the mechanic, but know the spouse and kids names as well? That’s a sure sign that you are pouring way too much money down the drain fixing an old car. If your car is a classic, that’s one thing. Spend the money, cherish it, keep it in the garage until your Sunday brunch drive and be ready to pull over and pull a wrench. But for daily transportation nothing beats a dependable late model car that includes all the technology the 21st century can offer.
Spring is Perfect Weather for a Drive
Before the temps turn back to the broiling point, take a few weekends and escaped the bells, whistle and neon lights of the Strip and explore the interesting areas and lush landscapes surrounding Las Vegas. There are mountains, lodges, horse riding and a whole host of activities to keep your family occupied and provide a break from the city. Before you head out, make sure you get your oil changed, fluid levels checked and tires inspected at any of the Chapman Las Vegas dealerships.
Head Northwest for Mt. Charleston and More
Take Route 95 northwest of Las Vegas an hour or so to get to the Mt. Charleston Mountains and the Mt. Charleston Lodge. You’ll be fascinated as the scenery turns from desert to heavily-treed mountains. Roll down those windows to take advantage of the brisk air before enjoying lunch at the lodge. You can stay overnight, or head back towards Las Vegas and stop by Lee Canyon, one of the best skiing spots near Las Vegas.
Red Rock Canyon Filled With Recreational Opportunity
Head west about 32 miles from Las Vegas to Red Rock Canyon, which features a beautiful 13-mile drive through statuesque rock formations along with many opportunities for hiking, picnicking and enjoying nature. Red Rock Canyon is part of the National Parks System, so it’s free if you have either an annual or senior pass. It costs just $7 a day per vehicle to enjoy the park. Head a little farther west on Highway 159 and you’ll hit the Old West town of Bonnie Springs. It has everything you’d want for a day of fun, including a train, gun fights, cowboys and a zoo. Make sure you take plenty of pictures to make lasting memories.
Moapa Paiutes Indian Reservation Offers Unique Landscape
Take I-15 about 30 miles north to see the sandstone formations that are part of the Moapa Paiutes Indian Reservation. This prehistoric flood plain has some of the most unique landscape in the area. There are plenty of places to have lunch and buy souvenirs. The Moapa Valley is also home to the Valley of Fire State Park, where 40,000 acres of sandstone formations, petrified trees and petroglyphs make for an interesting afternoon. If you’re in the market for a new vehicle before taking off across the desert, please stop in at any of the Chapman Las Vegas dealerships, where customer service is the number one priority.
Arm Yourself With Information
According to the Kiplinger website, a recent investigation by the Pennsylvania Insurance Department found that less than a third of insurance agents offered information on discounts that would have resulted in significant savings to customers. The moral of that story is that you need to do your homework when shopping for car insurance, which starts with a visit to NAIC.org. That consumer website has links to your state insurance office where you can research complaints and find more information that may be helpful to get you lower insurance rates. As you probably already know, insurance can vary greatly depending on the year and model car you drive. If you’re looking for a more insurance-friendly vehicle, head to any of the Chapman Las Vegas dealerships for the best selection and price.
Shop Around and Compare Premiums
It used to be more of a pain to shop around for insurance than it is these days. No longer do you have to call a dozen agents, simply compile all your vehicle and driver information and just paste it into an e-mail. Send one to all the major carriers, and then check out independent sites like InsuranceQuotes.com. If you take the time to check out a dozen or so insurance companies, you might be surprised at the wide variation in rates. Of course, price is not the only factor. You need to do your research to make sure that an insurance company will also pay off in a timely fashion should you ever be in an accident.
Take Control of Your Teen’s Driving
If you have a 15-year-old that’s thinking about driving next year, you’d best hold onto your hats. Teenage insurance rates can bring a parent to tears, and if your child should get a ticket or an accident, the rates just keep climbing. There are things you can do, including making sure your teen qualifies for good grades discounts, driver-training discounts and make sure you buy a car that’s safe and consider a good risk. Some car companies even have teen driving features that help keep rates lower. Ask your friendly sales pro at a Chapman Las Vegas dealership about the best car to keep your teen driver safe and the rates as low as possible.
Drive Safe, Raise Your Deductibles
Keeping that lead foot off the gas is a very good way to keep your insurance rates from rising. Even a simple traffic ticket can have a very negative effect on your monthly payment. If you have a fairly low deductible, consider raising it to $500 or $1000. True, that will be money out of your pocket if you have a claim, but you can quickly make that back in monthly savings.
Cars Need a Little Discipline Too
So, you’re into your first week of your New Year’s Resolutions. You’ve cut out cigarettes, are faithfully going to the gym and stocked up the fridge with veggies and lean meat. Congratulations, but your little four-door friend in the garage could use a little discipline as well. Face it, you spent $20K or $30K or ? for that ride that you fell in love with on the lot at one of the Chapman Las Vegas dealerships, but it’s been a while since you got a wash, cleaned out the inside and can you remember when you last changed the oil? Here are a few simple resolutions to help your car to a happy and healthy 2017.
Follow a Regular Maintenance Plan
A well-maintained vehicle is a happy vehicle. Sure, it’s a pain to take it in for oil changes and regular maintenance, but an ounce of prevention is worth a pound of cure. If you haven’t had the oil changed in a while, take it into one of the Chapman Las Vegas service bays today for a complete check-up to get the year started off right. They’ll change the oil, lube all components, check fluids and rotate your tires. Then write on your calendar “love my car” the first week of April, July and October so you don’t forget. A well-maintained car is also more fuel-efficient and less likely to break down.
R-E-L-A-X. Be a Passive Driver
Are you really in that big of a hurry to get to work? Take your foot off the gas and relax when you’re driving. People are going to do dumb things in front of you, so give them plenty of room and don’t take it personally. You’ll not only get to your destination safely, you’ll also have less stress. According to greenliving.com, slowing down will also boost your gas mileage and lower emissions. Slow down, save your car and save the planet. It’s a win-win-win.
Take Advice to Heart
We know. You think all mechanics are trying to rip you off. Your dad thought that, so it follows that you will as well. Give the service advisors at the Chapman Las Vegas dealerships a chance and we think you might just change your opinion. The advisors are up to date on the latest technology for your car, as well as any recall bulletins that may be issued. By developing a close relationship with a service advisor, at least you’ll have the very latest information on what type of maintenance your car needs, whether you choose to act on it or not. But working with a service advisor, you can come up with a plan to act on maintenance issues as you can afford them. They’ll also let you know if any of your car’s problems are a safety issue.
Car Adornments are the Gift that Keep on Giving
Stuck for an idea for that hard-to-shop-for person in your life? How about a shift knob, intake snorkel or floor mats for their prized vehicle? The parts departments at the Chapman Las Vegas dealerships are loaded with great gift ideas ranging from hats and jackets to replica cars and accessories. Whatever gift you decide on will be a reminder of your affection everytime that person puts it on or steps into their car.
Jeep Has Never-ending Supply of Gifts
If that person in your life owns a Jeep, they are well aware that the brand stands for “Just Empty Every Pocket.” There is a never-ending supply of accessories and after-market parts to make the ultimate off-roader even more ultimate. Accessories range from just a few dollars up into the hundreds, fitting every budget and desire. Get something as simple as door sill guards to help protect a Wrangler from scratches, or a nice front end cover to keep the bugs and dirt off the paint. Chrome exhaust tips, an aluminum fuel filler door or a number of attractive graphics that cling to the metal are all very affordable. If you want to step up in price, consider an upgraded chrome grille, a hard top or a special Jeep emblem. The list of gifts is virtually endless. Talk to the pros at the Chapman Las Vegas parts departments to see which accessories are the most popular.
Muscle Cars Need Love Too
If your gift recipient owns a Dodge Challenger or Charger, there are literally hundreds of gifts in all price ranges that make those special cars just a little more awesome. A premium Katzkin leather interior kit starts at about $800 and goes up, depending on how many seats you cover. A cool stainless steel racing pedal kit can be had for under a hundred bucks. An upscale license plate frame is always a welcome gift for well under $50, or you can spend a bunch more on a hood scoop or replacement hood.
Give the Gift of Maintenance
If you just can’t decide on a new hat, jacket or splashy car piece, why not choose the gift of maintenance. You may not be able to gift wrap a tire rotation, oil change or 30,000 mile checkup, but they all make great presents for the car lover in your life. Take a few minutes out during your holiday shopping to stop by a Chapman Las Vegas dealership parts department to see all the possibilities to fill that special someone’s stocking.
Examine Your Lifestyle for the Answer
If you’re considering a new vehicle this holiday season, one of the things you need to ponder is whether or not you will lease or buy your new car. The finance experts at any of the Chapman Las Vegas dealerships can provide a more comprehensive answer than space allows here, but there are some advantages to both finance options. The old saying “if you lease a car you’re just throwing your money away,” really doesn’t apply in the 21st century. Leasing can be an excellent way to get more car for the money with a lower down payment.
What Are the Advantages of Leasing
According to noted consumer auto advocate edmunds.com, there are many benefits to leasing a new car. Along with the afore-mentioned lower monthly payments, you can usually get into a lease for a lower down payment and the monthly bill allows you to get a more premium level vehicle. Since most leases run the same length as a vehicle’s factory warranty, your car will always be covered for serious repairs. You also pay less sales tax and don’t have to worry about trade-in value at the end of the lease. You simply turn the car in and get another.
There Are Some Disadvantages to Leasing
It’s true, unless you exercise the buy-out option at the end of the lease, that you will never own the vehicle. If you’re a person who likes to pay off a car and keep it for 5-8 years, then a lease is probably not your best bet. Most leases also limit the mileage to between 12,000 and 15,000 per year. If you consistently drive more than that, the penalty could be excessive. You also can’t modify a car to any great extent (other than hanging a pine tree air freshener from the rear view mirror) during a lease. They like to get them back pretty much stock.
Advantages and Disadvantages to Buying a Car
If you buy a car, whether you pay cash or finance, at some point you’ll eventually own it. It usually takes at least 3 years of making payments, sometimes longer, to reach a break even point where the vehicle is worth as much as you owe. If you try to trade it in before that time, you’ll likely be “upside down” and have to make up the difference between what you owe and what its worth. Talk all the options over with your finance specialist at a Chapman Las Vegas dealership to see whether leasing or buying best suits your needs. They’re happy to work with you to get a payment and terms with which you can be comfortable.