Archive for January, 2017

Arm Yourself With Information

According to the Kiplinger website, a recent investigation by the Pennsylvania Insurance Department found that less than a third of insurance agents offered information on discounts that would have resulted in significant savings to customers. The moral of that story is that you need to do your homework when shopping for car insurance, which starts with a visit to NAIC.org. That consumer website has links to your state insurance office where you can research complaints and find more information that may be helpful to get you lower insurance rates. As you probably already know, insurance can vary greatly depending on the year and model car you drive. If you’re looking for a more insurance-friendly vehicle, head to any of the Chapman Las Vegas dealerships for the best selection and price.

Shop Around and Compare Premiums

It used to be more of a pain to shop around for insurance than it is these days. No longer do you have to call a dozen agents, simply compile all your vehicle and driver information and just paste it into an e-mail. Send one to all the major carriers, and then check out independent sites like InsuranceQuotes.com. If you take the time to check out a dozen or so insurance companies, you might be surprised at the wide variation in rates. Of course, price is not the only factor. You need to do your research to make sure that an insurance company will also pay off in a timely fashion should you ever be in an accident.

Take Control of Your Teen’s Driving

If you have a 15-year-old that’s thinking about driving next year, you’d best hold onto your hats. Teenage insurance rates can bring a parent to tears, and if your child should get a ticket or an accident, the rates just keep climbing. There are things you can do, including making sure your teen qualifies for good grades discounts, driver-training discounts and make sure you buy a car that’s safe and consider a good risk. Some car companies even have teen driving features that help keep rates lower. Ask your friendly sales pro at a Chapman Las Vegas dealership about the best car to keep your teen driver safe and the rates as low as possible.

Drive Safe, Raise Your Deductibles

Keeping that lead foot off the gas is a very good way to keep your insurance rates from rising. Even a simple traffic ticket can have a very negative effect on your monthly payment. If you have a fairly low deductible, consider raising it to $500 or $1000. True, that will be money out of your pocket if you have a claim, but you can quickly make that back in monthly savings.

Cars Need a Little Discipline Too

So, you’re into your first week of your New Year’s Resolutions. You’ve cut out cigarettes, are faithfully going to the gym and stocked up the fridge with veggies and lean meat. Congratulations, but your little four-door friend in the garage could use a little discipline as well. Face it, you spent $20K or $30K or ? for that ride that you fell in love with on the lot at one of the Chapman Las Vegas dealerships, but it’s been a while since you got a wash, cleaned out the inside and can you remember when you last changed the oil? Here are a few simple resolutions to help your car to a happy and healthy 2017.

Follow a Regular Maintenance Plan

A well-maintained vehicle is a happy vehicle. Sure, it’s a pain to take it in for oil changes and regular maintenance, but an ounce of prevention is worth a pound of cure. If you haven’t had the oil changed in a while, take it into one of the Chapman Las Vegas service bays today for a complete check-up to get the year started off right. They’ll change the oil, lube all components, check fluids and rotate your tires. Then write on your calendar “love my car” the first week of April, July and October so you don’t forget. A well-maintained car is also more fuel-efficient and less likely to break down.

R-E-L-A-X. Be a Passive Driver

Are you really in that big of a hurry to get to work? Take your foot off the gas and relax when you’re driving. People are going to do dumb things in front of you, so give them plenty of room and don’t take it personally. You’ll not only get to your destination safely, you’ll also have less stress. According to greenliving.com, slowing down will also boost your gas mileage and lower emissions. Slow down, save your car and save the planet. It’s a win-win-win.

Take Advice to Heart

We know. You think all mechanics are trying to rip you off. Your dad thought that, so it follows that you will as well.  Give the service advisors at the Chapman Las Vegas dealerships a chance and we think you might just change your opinion. The advisors are up to date on the latest technology for your car, as well as any recall bulletins that may be issued. By developing a close relationship with a service advisor, at least you’ll have the very latest information on what type of maintenance your car needs, whether you choose to act on it or not. But working with a service advisor, you can come up with a plan to act on maintenance issues as you can afford them. They’ll also let you know if any of your car’s problems are a safety issue.